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- Why Switch to a New Bank Account? Discover the Smart Choice with N26.
Why Switch to a New Bank Account? Discover the Smart Choice with N26.

When I first came across N26, it was clear they were doing more than just offering a slick banking app—they were building a platform designed for modern investors. With their recent expansions, they’re making ETF and crypto trading even more accessible, alongside a strong lineup of other financial tools.
This year, N26 achieved a major milestone: its first quarterly profit in Q3 2024. For a digital bank that has grown rapidly while refining compliance and scaling globally, this is a solid signal of sustainable growth.
One feature I find particularly valuable is their ETF trading expansion. N26 now offers over 500 ETFs and stocks across twelve new markets, with plans to increase that to more than 1,000. All of this is integrated into the N26 app, making it incredibly convenient for someone like me who wants to manage everything—banking, saving, and investing—in one place. Their partnership with Upvest ensures the security and efficiency of this service, which is a big plus.
Crypto enthusiasts also have a lot to like. N26 has been expanding its crypto trading services across more countries, giving users access to both traditional investments and digital assets on the same platform. For those who want a versatile financial toolkit, this is hard to beat.
Beyond investments, the N26 credit and debit card options are another standout. As a MasterCard, it’s widely accepted, making it a great choice for travel or online purchases. I see it as an optimal option for a second card because of all the functionality N26 offers. Features like real-time transaction notifications, seamless currency conversion, and the ability to manage it directly from the app make it a smart backup or even a primary card option.
With customer deposits exceeding €10 billion and transaction volumes projected to hit €140 billion this year, N26’s strong performance backs up its innovative features. Their focus on customer-centric services, from ETF trading to powerful card solutions, makes them an appealing choice for anyone looking for an all-in-one financial hub. Whether you’re starting your investment journey, need a second credit or debit card, or just want a modern banking experience, N26 has something to offer
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